Terms of Service

Agreement to Terms

These Terms of Service ("Terms") govern your access to and use of TaxLatesData's website, products, and services (collectively, the "Services"). By accessing or using our Services, you agree to be bound by these Terms.

Description of Services

TaxLatesData provides real estate lead generation and property data services, including but not limited to:

• Tax delinquent property leads
• Pre-foreclosure property lists
• Probate property information
• Code violation property data
• Property owner contact information
• Real estate analytics and insights

User Accounts and Registration

Account Creation

To access certain features of our Services, you must create an account. When you register, you agree to:

• Provide accurate, current, and complete information
• Maintain and update your information to keep it accurate and current
• Maintain the security of your account credentials
• Notify us immediately of any unauthorized use of your account
• Accept responsibility for all activities that occur under your account

Account Eligibility

You must be at least 18 years old and have the legal capacity to enter into contracts to use our Services. By creating an account, you represent and warrant that you meet these requirements.

Acceptable Use Policy

Permitted Uses

You may use our Services only for lawful real estate business purposes, including:

• Real estate investing and wholesaling
• Property acquisition and sales
• Direct mail marketing campaigns
• Real estate market research and analysis
• Professional real estate services

Prohibited Uses

You agree NOT to use our Services for any of the following purposes:

• Harassment, stalking, or threatening individuals
• Violating any applicable laws or regulations
• Reselling or redistributing our data without authorization
• Creating derivative databases from our data
• Using automated systems (bots, scrapers) to access our Services
• Attempting to gain unauthorized access to our systems
• Interfering with or disrupting our Services
• Violating the CAN-SPAM Act or TCPA regulations
• Impersonating any person or entity
• Transmitting viruses, malware, or harmful code

Data Usage and Compliance

Fair Credit Reporting Act (FCRA)

The data provided by TaxLatesData is NOT intended for use as a consumer report as defined by the Fair Credit Reporting Act (FCRA). You agree that you will not use our data for:

• Credit or insurance underwriting decisions
• Employment decisions
• Tenant screening
• Any other FCRA-regulated purpose

Telemarketing and Email Compliance

If you use our data for telemarketing or email marketing, you are solely responsible for compliance with:

• Telephone Consumer Protection Act (TCPA)
• CAN-SPAM Act
• National Do Not Call Registry
• State-specific telemarketing laws
• Any other applicable marketing regulations

Intellectual Property Rights

Ownership

All content, features, and functionality of our Services, including but not limited to text, graphics, logos, data compilations, and software, are owned by TaxLatesData and are protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable, revocable license to access and use our Services for your internal business purposes only. This license does not include:

• Reselling or sublicensing our data
• Creating derivative databases
• Distributing our data to third parties
• Using our data beyond the scope of your subscription

Payment and Billing

Pricing and Fees

Pricing for our Services is available on our website and may be subject to change. We reserve the right to modify our pricing with notice to existing subscribers.

Payment Terms

• Payment is due in advance for subscription services
• We accept major credit cards and electronic payments
• You authorize us to charge your payment method for recurring subscriptions
• All fees are non-refundable unless otherwise stated in writing

Refund Policy

Due to the nature of digital data products, all sales are final. Refunds are provided only in the following circumstances:

• Technical errors preventing access to purchased data
• Duplicate charges due to system errors
• Data quality issues that we cannot resolve within 7 business days

Refund requests must be submitted within 7 days of purchase to support@taxlatesdata.com.

Data Accuracy and Disclaimer

Data Sources

Our data is compiled from publicly available sources including county tax records, court documents, and municipal databases. We make reasonable efforts to ensure data accuracy, but we do not guarantee:

• Completeness or accuracy of all data points
• Real-time updates (data may be delayed by county reporting)
• Absence of errors or omissions
• Fitness for any particular purpose

No Warranty

OUR SERVICES AND DATA ARE PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES INCLUDING MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

User Responsibility

You are solely responsible for:

• Verifying the accuracy of data before using it
• Complying with all applicable laws when using our data
• Obtaining appropriate legal advice for your business practices
• Due diligence on any properties or individuals you contact

Limitation of Liability

Our total liability to you for any claims arising from these Terms or your use of our Services shall not exceed the amount you paid to us in the 12 months preceding the claim.

Indemnification

You agree to indemnify, defend, and hold harmless TaxLatesData, its officers, directors, employees, and agents from any claims, liabilities, damages, losses, and expenses (including attorney fees) arising from:

• Your use or misuse of our Services
• Your violation of these Terms
• Your violation of any third-party rights
• Your violation of applicable laws or regulations
• Your marketing activities using our data

Termination

By You

You may cancel your subscription at any time by contacting customer support. Cancellation will be effective at the end of your current billing period.

By Us

We reserve the right to suspend or terminate your account immediately if you:

• Violate these Terms
• Engage in fraudulent or illegal activities
• Fail to pay fees when due
• Misuse our data or Services
• Engage in activities that harm our business or reputation

Effect of Termination

Upon termination:

• Your right to access and use our Services immediately ceases
• You must cease all use of our data and content
• You must delete any downloaded data in your possession
• All provisions that should survive termination will remain in effect

Dispute Resolution

Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

Arbitration

Any dispute arising from these Terms or your use of our Services shall be resolved through binding arbitration in accordance with the American Arbitration Association's Commercial Arbitration Rules, except:

• Small claims court actions (disputes under $10,000)
• Actions to protect intellectual property rights
• Emergency injunctive relief

Class Action Waiver

You agree that any dispute resolution proceedings will be conducted only on an individual basis and not in a class, consolidated, or representative action.

Changes to These Terms

We reserve the right to modify these Terms at any time. We will notify you of material changes by:

• Posting the updated Terms on our website
• Updating the "Last Updated" date
• Sending email notification to registered users

Your continued use of our Services after changes take effect constitutes acceptance of the modified Terms.

General Provisions

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and TaxLatesData regarding your use of our Services.

Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.

Assignment

You may not assign or transfer these Terms or your account without our prior written consent. We may assign these Terms without restriction.

Contact Information